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Medicare Plans
Medicare
Medicare is a federal health insurance program that provides millions of Americans with affordable healthcare. There are dozens of options available to you which provide coverage for services you currently need as well as options you may need in the future. An agent will be able to bring clarification and understanding while assisting you with choosing the best options for you.
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Remember, during the Medicare Annual Election Period, you can decide to stay in Original Medicare, enroll in a Medicare Advantage Plan, or switch from a Medicare Advantage plan back to Original Medicare.
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Here are four things every Medicare beneficiary can do to get in the Medicare Annual Election Period routine.
1. Review your plan notice. Be sure to read any notices from your Medicare plan about changes for next year, especially your “Annual Notice of Change” letter. Look at your plan’s information to make sure your drugs are still covered and your doctors are still in network.
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2. Think about what matters most to you. Medicare health and drug plans change each year and so can your health needs. Do you need a new primary care doctor? Does your network include the specialist you want for an upcoming surgery? Does your current plan cover your new medications? Does another plan offer the same value at a lower cost? Take stock of your health status and determine if you need to make a change.
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3. Find out if you qualify for help paying for your Medicare. Learn about programs in your state to help with the costs of Medicare premiums, your Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) deductibles, coinsurance and co-payments, and Medicare prescription drug coverage costs.
4. Shop for plans that meet your needs and fit your budget. You can speak to one of our agents for a free, no strings attached plan review and to see what other plans are offered in your area by clicking on the Consent.
A new plan may:
• Cost less
• Cover your drugs costs or
• Let you use the providers you want, like your doctor or pharmacy.
If you find that your current coverage still meets your needs, then you don’t need to make any changes. Remember, during Medicare Open Enrollment, you can decide to stay in Original Medicare or join a Medicare Advantage Plan. If you’re already in a Medicare Advantage Plan, you can switch back to Original Medicare.
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These are a few easy ways to get a jump-start during the Medicare Annual Election Period. For more information, click on 1-407-965-2688. Help is available Monday to Friday 9am to 6pm, Saturday and Sunday, by appointment only.
To better serve you, our agents speak English, Spanish, Hindi, Gujarati, Lao, Thai, Portuguese, Vietnamese, Tagalog, Mandarin & Cantonese.
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This information was obtained from www.medicare.gov
