Individual | Family
Plans
Health Insurance Plans
When you’re looking for health insurance, it’s a good idea to take a look at all the angles. You want coverage that works with your lifestyle, helps you get the best care possible and fits with your financial picture. That’s where JLG comes in.
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Health Insurance Plans For You And Your Family
With a wide range of plans and an incredibly diverse network of doctors, clinics and hospitals across the nation, you’ll have access to many options, no matter where life takes you, our plans are designed to deliver high-quality care and affordable prices.
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ACA (Obamacare)
Obamacare – also known as the Affordable Care Act, or the ACA – is a law enacted to ensure that all Americans have access to affordable health insurance. It does this by offering qualified individuals tax credits, and by expanding the Medicaid assistance program to include those who meet government-specified income levels.
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Right on track:
A Trusted Health Insurance Agency
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Customizing your insurance is simple with JLG Insurance Services. That’s because our agents are adept at making sure your specific needs are taken care of.
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Sign up today. Consent to Contact
Dental & Vision
Plans
Our customers trust JLG with all of their insurance needs and know that we care about their specific requirements.
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Long Term Care Disability
Plans
Are your personal assets protected in case of an emergency that would leave you disabled and unable to work for a prolonged period?
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There’s simply no replacement for having a financial safety net to fall back on.
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Life Insurance & Final Expense
Plans
It is not only for you…
it is also for those who matter to you.
Learn about Life Insurance and Final Expense Plans today.
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Give us a call to schedule a meeting and receive a no-obligation quote today.
Footnotes
The ACA also changed some of the rules insurance companies have to follow. For example, in the past if you had diabetes or some other pre-existing medical condition, you could be turned down for insurance or your cost for coverage would be astronomical. Now you can’t be turned down for any reason and the hope is that costs will be contained. (ABC News BY LIZ NEPORENT Dec. 23, 2013)
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Private Health Insurance Plans, though very scarce in today’s market, are still around. It could be purchased in three different ways:​
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​Affordable Care Act complaint – This is like the ACA but with no long application and no subsidy. You will pay 100% of the premium, copayments and deductibles
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Not ACA Complaint-These may offer a slightly lower premium with higher deductibles, but the companies can deny applicant or charge more higher premiums due to pre-existing conditions.
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Short Term - This is a form of Private Health insurance that runs every 3 months. These plans could also deny applicant or charge more higher premiums due to pre-existing conditions.
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